Loaded Baked Potato Chili Cheese

Featured in: Supper Club Comforts

This comforting dish showcases fluffy baked russet potatoes topped with savory chili and black beans, melted shredded cheddar cheese, and fresh garnishes including sour cream, green onions, diced tomatoes, and optional jalapeño slices. The potatoes are seasoned with olive oil and sea salt, baked until tender with crisp skins, then sliced and fluffed before layering the warm chili mixture and toppings. Perfect for an easy, customizable meal that suits vegetarian and gluten-free preferences with simple, flavorful ingredients.

Updated on Wed, 19 Nov 2025 16:27:00 GMT
Golden, fluffy loaded baked potato overflowing with chili, cheese, and fresh toppings, ready to enjoy. Save to Pinterest
Golden, fluffy loaded baked potato overflowing with chili, cheese, and fresh toppings, ready to enjoy. | buddybiteskitchen.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

I first made loaded baked potatoes with chili and cheese for a casual family get-together. Everyone loved piling on their favorite toppings and it quickly became a requested comfort meal in our home.

Ingredients

  • Russet Potatoes: 4 large, scrubbed
  • Olive Oil: 2 tbsp
  • Sea Salt: 1 tsp
  • Prepared Chili: 2 cups, meat or vegetarian
  • Black Beans: 1 cup canned, drained and rinsed
  • Cheddar Cheese: 1 cup shredded
  • Sour Cream: 1/2 cup
  • Green Onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeño: 1 sliced (optional)
  • Salt and Pepper: to taste

Instructions

Prepare Oven:
Preheat the oven to 425°F (220°C).
Prepare Potatoes:
Prick each potato several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake Potatoes:
Place potatoes directly on the oven rack and bake for 50–60 minutes, or until skins are crisp and flesh is tender.
Heat Chili and Beans:
While the potatoes are baking, heat the chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.
Slice and Fluff Potatoes:
Remove potatoes from the oven. Let cool slightly, then slice each potato lengthwise and gently fluff the insides with a fork.
Add Chili and Beans:
Spoon the chili and bean mixture evenly over each potato.
Add Toppings:
Top with shredded cheese (allow to melt), then add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.
Serve:
Serve hot, with additional toppings on the side if desired.
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| buddybiteskitchen.com

Sharing loaded baked potatoes is a favorite comfort meal in our family. It's always fun watching everyone assemble their own perfect creation at the table.

Allergen Information

Contains dairy from cheese and sour cream. Ensure chili and cheese are gluten-free if needed, and check labels to avoid cross-contamination.

Required Tools

Oven, saucepan, knife, fork, and optionally a baking sheet for easier clean-up.

Nutrition Facts

Each serving provides approximately 480 calories, 17 g fat, 62 g carbohydrates, and 18 g protein.

A close-up of a loaded baked potato with chili, cheddar cheese and a dollop of sour cream, flavorful. Save to Pinterest
A close-up of a loaded baked potato with chili, cheddar cheese and a dollop of sour cream, flavorful. | buddybiteskitchen.com

Loaded baked potatoes with chili and cheese are always a hit, whether enjoyed for a cozy weeknight dinner or a relaxed weekend gathering. Customize each to please every family member.

Common Recipe Questions

What type of potatoes work best for this dish?

Large russet potatoes are ideal for their fluffy texture when baked and sturdy skins that hold toppings well.

Can I prepare the chili and beans ahead of time?

Yes, pre-cooked chili and beans can be warmed on the stove just before assembling for convenience.

How do I get the potato skins crispy?

Rubbing potatoes with olive oil and sea salt before baking directly on the oven rack ensures crisp skins.

Are there vegetarian or vegan options available?

Using vegetarian chili and plant-based cheese and sour cream offers vegan-friendly variations.

What toppings complement this dish?

Fresh options like green onions, diced tomatoes, sour cream, sliced jalapeño, avocado, and crushed tortilla chips add flavor and texture.

Loaded Baked Potato Chili Cheese

Fluffy baked potatoes with chili, beans, melted cheddar, and fresh toppings for a warm, satisfying dish.

Prep Time
10 minutes
Cook Time
60 minutes
Total Time
70 minutes
Created By Max Buddyfield

Recipe Category Supper Club Comforts

Skill Level Easy

Cuisine Type American

Recipe Yield 4 Number of Servings

Dietary Preferences Suitable for Vegetarians, Free of Gluten

What You'll Need

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 1/2 cup sour cream
03 1/4 cup chopped green onions
04 1/4 cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

Steps to Follow

Step 01

Preheat oven: Set the oven temperature to 425°F.

Step 02

Prepare potatoes: Prick each potato several times with a fork. Rub with olive oil and sprinkle evenly with sea salt.

Step 03

Bake potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes, until skins are crisp and flesh is tender.

Step 04

Heat chili and beans: Simmer prepared chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.

Step 05

Slice and fluff potatoes: Remove potatoes from oven. Allow to cool slightly, then slice lengthwise and gently fluff insides with a fork.

Step 06

Assemble loaded potatoes: Spoon chili and bean mixture evenly over each potato, followed by shredded cheese. Allow cheese to melt.

Step 07

Add final toppings: Top with sour cream, chopped green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.

Step 08

Serve: Serve immediately while hot, with additional toppings on the side if preferred.

Tools You'll Need

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy Warnings

Review each ingredient carefully for allergens. If unsure, consult with a healthcare provider.
  • Contains dairy products (cheese, sour cream). Verify chili and cheese labels for potential allergens and cross-contamination.

Nutritional Info (per serving)

These details are for general information only. Always consult a healthcare professional for dietary concerns.
  • Calorie Count: 480
  • Fat Content: 17 grams
  • Carbohydrates: 62 grams
  • Protein Content: 18 grams